Working Capital That Actually Works for Your Business

Most businesses track revenue and expenses but miss the cash flow patterns that make or break operations. We dig into the numbers that matter – your working capital cycle, seasonal fluctuations, and the timing gaps that create real problems.

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Financial analysis workspace with charts and data visualization
Business financial planning session with detailed charts

Beyond Basic Cash Flow

Cash sitting in your account doesn't tell the whole story. We look at how quickly your customers pay, how long inventory sits, and when your suppliers expect payment. These timing mismatches can strangle a profitable business.

Our analysis starts with your actual payment cycles – not industry averages. We map out your specific working capital requirements across different seasons and business cycles. Then we identify where small changes can free up significant cash without disrupting operations.

For many businesses, the problem isn't profitability. It's the gap between earning revenue and receiving payment while still needing to cover ongoing expenses. Understanding this timing is crucial for sustainable growth.

Detailed financial reporting and working capital metrics dashboard

What We Actually Measure

Working capital analysis means looking at specific metrics that directly impact your cash position. Here's what we focus on in every assessment.

Days Sales Outstanding

How long it really takes to collect payments from customers, broken down by client type and payment method to identify collection patterns.

Inventory Turnover Cycles

Speed of inventory movement through your business, including seasonal variations and slow-moving stock impact on cash flow.

Payment Timing Analysis

Mapping supplier payment terms against cash receipts to optimize payment timing without damaging supplier relationships.

Advanced working capital analysis with multiple business scenarios

Real Business Scenarios

A manufacturing client was consistently profitable but struggled with cash flow during growth periods. Their issue wasn't sales – it was the 60-day gap between purchasing raw materials and collecting from customers.

By analyzing their working capital cycle, we identified that shifting payment terms with two key suppliers by just 15 days created enough breathing room to fund growth without additional borrowing.

Another client in retail was sitting on too much slow-moving inventory, tying up cash that could have been used for better-performing products. The working capital analysis revealed which product categories were actually draining resources.

Marcus Henriksson, Senior Financial Analyst

Marcus Henriksson

Senior Financial Analyst specializing in working capital optimization for Australian businesses

Get Your Working Capital Assessment

We'll examine your specific cash flow patterns and identify opportunities to improve working capital efficiency. Most businesses have at least one significant opportunity they haven't spotted yet.

David Thornburg, Working Capital Specialist

David Thornburg

Working Capital Specialist with 12 years experience in Australian business finance

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